For me, there is a simple routine. Upon rising in the morning, I wash my face and hands and recite Allah'u'Abha 95 times as Baha'u'llah tells us to do. Then I say one of the prayers in the prayer book, followed by reading something from the Bab or Baha'u'llah. Around noon, I say the short obligatory prayer.
What I have found to be helpful for saying the long obligatory prayer is that I typed out and made large print on several pages to post on the wall for standing up parts of the prayer. It fits on three pages taped together, side by side. Then I have another page for the part when you rest your hands on your knees which I set on something in front of me. I have a small prayer rug I use and have another page and a half or so taped together lengthwise for the three prostration portions.
By making these large print pages in a very user friendly way I have found myself gradually really preferring the long obligatory prayer when I have time and am not too tired. I say this after sunset in the evening, usually before going to bed. Then I am good for the next day! Also, it seems like I get a fuller meal, so to speak, by doing this about 3 or 4 times a week and I think it makes my next day go better.
Oh, and then a little reading at night, again before going to bed. That way my head is filled with good things, instead of the news of the world falling apart or some nonsense entertainment. Seem to have better dreams, too.
The short obligatory prayer, about 5 or 6 pm., when I have stopped work and I'm getting ready to cook dinner. I work at home, so there's no commute, and my day is pretty much the same, 7 days a week. If I did have to commute 5 days a week, it would be harder to fit prayer into a routine.
At home i'll use rose water for my ablutions...and after the obligatory prayer recite the ninety five Allah'u'Abha... You can use your fingers and their joints and tips to count them...nineteen..and the other hand for five.
I work afternoon to evening and usually say the Short Obligatory Prayer before I head off to work. When I get home in the evening, it is quiet and I say a couple of prayers, then read from the Writings and finally end by reciting Allah'u'Abha 95 times using prayer beads. it is a wonderful way to end the day.